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贫困与跨期决策:威胁视角下的心理转变机制

Poverty and intertemporal choice: the mechanism of “psychological-shift” from the perspective of threat

Submit Time: 2022-01-22
Author: 胡小勇 1 ; 杜棠艳 1 ; 杨静 1 ; 李兰玉 1 ; 王甜甜 1 ;
Institute: 1.西南大学心理学部;

Abstracts

我国在消除绝对贫困之后,仍然面临艰巨的相对贫困问题。大量证据显示贫困者常做出“短视行为”,如在教育上投资较少、有较多的债务和较少的储蓄等,而这些行为又进一步加深贫困。威胁感知引发心理转变,使得贫困者将注意力聚焦在与稀缺相关的事情上,并具体地、情境化地对事件进行表征,同时倾向于采取快生命史策略,进而导致短视决策行为发生。未来研究除了更深入地探讨贫困行为决策陷阱的多层次多水平路径机制外,应更加广泛而深入地开发出符合我国国情的有效干预方案,使其为相对贫困的长效治理提供科学的心理学路径。

[英文摘要]After eliminating absolute poverty, China still faces the arduous problem of relative poverty. Recently, studies on poverty psychology have found that unfavorable living conditions will trigger a series of special psychological processes, which in turn will make individuals engage in behaviors that are difficult to get rid of poverty and cause them to fall into the trap of "poverty-behavioral decision-making-poverty". People living in poverty have higher delay discount rate, tend to choose smaller-sooner gains, instead of larger-later returns, and often make “short-sighted” behavioral decisions, such as investing less in education, saving too little, and borrowing too much. These choices may further deepen their poverty. The psychological shift caused by threat perception, namely cognitive function failure, proximal thinking and fast life history strategy, is considered to be an important reason for the “short-sightedness”. In addition to more in-depth exploring the formation mechanism of the behavioral decision-making trap of poverty, the future research should develop effective intervention programs in line with China's national conditions, to attribute a more practical policy value to the theory of poverty psychology.

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From: 胡小勇
DOI:10.12074/202201.00068
Recommended references: 胡小勇,杜棠艳,杨静 ,李兰玉,王甜甜.(2022).贫困与跨期决策:威胁视角下的心理转变机制.[ChinaXiv:202201.00068] (Click&Copy)
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[V1] 2022-01-22 13:23:43 chinaXiv:202201.00068V1 Download
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